debtcentral.

Get paid, without
becoming the bad guy.

Nice to your customers. Half the usual price. Paid only when you are.

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The problem

Chasing money costs you twice

Once in the hours you spend — reminder emails, voicemails, wondering whether to call again. And again in the relationship you burn: customers remember who chased them. Meanwhile late payments strangle your cash flow.

"I hate chasing people for money — it's the worst part of running this business. I just want it handled properly, without turning into the villain."
Why we're different

Nice. Tech-enabled. Simple. Fair.

Nice

We engage kindly with the person who owes you and treat them with respect — and we make your business sound good while we do it. Respect isn't soft; it's what gets people to actually pay.

Tech-enabled

Your customer self-serves a settlement at 11pm on their phone. You get a live dashboard of every chase, response and dollar.

Simple

Photo it, drag it, or email it in — even CC us on your own reminder. One minute, desktop or phone.

Fair

One simple rate: 20% under $20k, 15% above. Nothing upfront, no surprises. No recovery, no fee.

How it works

Upload it. We handle the rest.

Upload the debt — from anywhere

Drag & drop, phone photo, email it in, or CC us on your final reminder and it rolls straight into collection.

We reach out — nicely, making you look good

A friendly email and text, in your name: "they valued your work and want to make this easy."

Your customer sorts it out themselves

Pay now (small discount), pay later, or their own instalment plan on a slider. Hardship and disputes built in.

You get paid — and watch it happen

Funds on a set schedule, net of our fee, with live status on every case.

Your dashboard

Watch every dollar come home

Client dashboard concept
What your customer sees

Respect — and options

Self-serve settlement: pay now with a reward, pay later on a date they pick, or their own plan on a slider — plus a private hardship path.

Customer portal concept
And if they go quiet?

A calm, structured ladder

Weeks 1–2

Friendly nudges. Email and SMS, retimed and reworded. Most debts resolve right here.

Weeks 3–4

Firmer reminders. Civil tone, sharper message: a clear deadline and what happens after it.

Week 5

Formal final notice. A proper written demand, prepared and sent for you. Often the wake-up call.

Your call

Escalation options. Credit listing or partner lawyers — only ever with your approval.

Every contact logged, capped and compliant — full audit trail on every account.

Pricing

Flat

20%

of what we actually collect on debts under $20,000 — and 15% above $20k. No rate cards, no surprises, nothing upfront. If we don't recover it, you owe us nothing.

Minimum fee $25 per recovered debt · debts from $100 · businesses and individuals

🔒 No cost, no commitment — no recovery, no fee

Try it on one overdue invoice.

Send us a single overdue account and we'll show you exactly what your customer would see. No cost, no commitment, no pressure.

hello@debtcentral.co
See it for yourself — right now

Type one of your own overdue invoices into the demo and watch exactly what your customer would see.

✨ Try the experience
20 seconds · nothing to sign up · nothing is sent
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