Get paid, without becoming the bad guy.

Nice to your customers. One simple rate. Paid only when you are.

Drag & drop an unpaid invoice (or upload from files/photos). We contact your customer kindly, in your name, with a link where they pay now, pay later, or set their own instalments.

✨ Try the experience20 seconds · nothing to sign up
One simple rate — no recovery, no feeYou run your business — we chase the overduesNothing to installKansas City 🇺🇸 + Brisbane 🇦🇺
What your customer sees
Why we're different

Nice. Tech-enabled. Simple. Fair.

Four words that don't usually describe a debt collector. That's the point.

🤝

Nice

We engage kindly with the person who owes you and treat them with respect — and we make your business sound good while we do it. Respect isn't soft; it's what gets people to actually pay.

📱

Tech-enabled

Your customer self-serves a settlement at 11pm on their phone. You get a live dashboard of every chase, response and dollar.

Simple

Photo it, drag it, or email it in. Confirm your customer's contact details and you're done in about a minute, desktop or phone.

💸

Fair

One simple rate: 20% on debts under $20k, 15% above. Nothing upfront, no subscription, no surprises. No recovery, no fee.

How it works

Upload it. We handle the rest.

Upload the debt — from anywhere

Drag & drop on desktop, snap a photo on your phone, or email the invoice to us — you can even CC us on your own final reminder and it rolls straight into collection.

We reach out — nicely, in a way that makes you look good

Your customer gets a friendly email and text with a private link. No awkward voicemails, no drama they'll remember you for.

Your customer sorts it out themselves

Pay now (with a small discount if you allow one), pay in full a bit later, or build their own instalment plan on a slider. Private hardship and dispute options built in.

You get paid — and you can watch it happen

Funds land in your account on a set schedule, net of our commission, with live status on every case and a statement for your bookkeeper.

A look inside

Full transparency, both sides

Here's a preview with sample figures — this is the live view your own dashboard gives you from day one.

0
in collection (sample)
0
collected this quarter (sample)
0 days
to first payment (sample)
SAMPLE J. Whitford paid $880 in full — 9:12pm, from the couch
DebtCentral client dashboard concept — Sarah's debt highlighted What Sarah sees on her phone
🔍 The highlighted row, up close
Sarah M. Payment plan
$1,640 owed$410 recovered
Set up her own plan — $205/week — at 9:41pm, from her couch. No calls, no chasing.
and here's Sarah's side →and here's Sarah's side…
One debt, both sides: Sarah's row on your dashboard, and the same debt on her phone — every move she makes appears on your side in real time. (Concept designs)
Pricing

Flat

20%

of what we actually collect on debts under $20,000 — and 15% on debts above $20k. No rate cards, no surprises, nothing upfront. If we don't recover it, you owe us nothing.

Minimum fee $25 per recovered debt · debts from $100 · businesses and individuals

Register your interest

Get started

Tell us a little about what you're owed and we'll be in touch within one business day. No cost, no commitment.

Drag & drop your invoice here — or click to choose a file
PDF, photo or scan · we'll review it personally and come back within one business day
Thanks — you're on the early-client list. We'll be in touch shortly.
Our story

Born on two sides of the Pacific.

DebtCentral started with two mates — business owners half a world apart, one in Brisbane, Australia, the other in Kansas City, USA. Different businesses, different time zones, exactly the same Friday-afternoon problem: good work done, invoice sent, money not coming — and no way to chase it that didn't feel awful.

The collection agencies we looked at charged 20–25% and treated our customers like criminals. So we built the thing we wished existed: debt collection that's nice, simple, tech-enabled and fair — where your customer gets respect and options, you get paid and stay the good guy, and it only ever costs you a cut of what actually comes back.

That's why we run in both places at once. Same problem everywhere. Same fix.

— the founders · Brisbane & Kansas City · hello@debtcentral.co